FY 2024-25 · Australian resident
$65 per hour after tax in FY 2024-25
$65/hour at a 38-hour working week in the FY 2024-25 financial year gave $96,551 per year take-home, an effective tax rate of 24.8%.
What was different in FY 2024-25
- Revised Stage 3 tax cuts: 19% bracket dropped to 16%.
- 32.5% and 37% consolidated into a single 30% bracket to $135k.
- Super Guarantee rate rose to 11.5%.
38 vs 40 hours per week
| Scenario | Annual gross | Total tax | Take-home | Effective |
|---|---|---|---|---|
| 38 h/week × 52 weeks | $128,440 | $31,889 | $96,551 | 24.8% |
| 40 h/week × 52 weeks | $135,200 | $34,066 | $101,134 | 25.2% |
$65/hour across financial years
At 38 h/week × 52 weeks. Gross is constant; take-home differs due to bracket, LITO, Medicare and super rate changes.
| Financial year | Total tax | Take-home |
|---|---|---|
| FY 2020-21 | $35,159 | $93,281 |
| FY 2021-22 | $35,159 | $93,281 |
| FY 2022-23 | $35,159 | $93,281 |
| FY 2023-24 | $35,159 | $93,281 |
| FY 2024-25 (this page) | $31,889 | $96,551 |
| FY 2025-26 | $31,889 | $96,551 |
| FY 2026-27 | $31,621 | $96,819 |
Also see the FY 2024-25 calculator, or the current-year $65/hour page.
Closest annual salary
$65/hour at 38 h/week annualises to $128,440, roughly a $130,000 annual salary.
See the $130,000 salary page for FY 2024-25 →Frequently asked questions
What was $65 per hour annually in FY 2024-25?
$65 per hour annualises to $128,440 at 38 hours per week, or $135,200 at 40 hours per week, across 52 weeks. The same gross regardless of financial year.
What was $65 per hour after tax in FY 2024-25?
A $65 hourly rate in FY 2024-25 left about $96,551 per year take-home at 38 h/week, or $101,134 at 40 h/week — for an Australian resident with private hospital cover.
How much tax did $65/hour earners pay in FY 2024-25?
On a $65 hourly rate at 38 h/week, total tax for FY 2024-25 was about $31,889 ($29,320 income tax plus $2,569 Medicare levy).
What Super Guarantee rate applied to $65/hour in FY 2024-25?
The Super Guarantee rate in FY 2024-25 was 11.5%. An employer paid $14,771 in SG contributions per year on a $65/hour full-time (38 h/week) rate that financial year.
How does $65/hour in FY 2024-25 compare to 2025-26?
A $65/hour rate produced the same take-home in FY 2024-25 as it does in FY2025-26 — approximately $96,551 per year.
Nearby hourly rates (FY 2024-25)
Run a custom calculation for FY 2024-25
This page assumes 52 weeks of work per year and no salary sacrifice. To model casual loading, overtime, different weeks-per-year, or HELP repayment, open the full calculator prefilled with $65/hour and FY 2024-25.
Open calculator at $65/hour in FY 2024-25